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If you’ve been in an auto accident and your car is totaled (also called total loss), it means your car isn’t repairable, or it costs more to repair than what it’s worth. The insurer owes you the actual cash value (retail market value) of your totaled car. They can choose one or more of the following methods to determine the value of your car: Offer to replace your car with an available and comparable car in your local area. Offer you a cash settlement based on the actual cash value of comparable cars in your local area. If you and the insurer agree, the insurer may use other appraisal methods, such as independent auto-value guides (Kelley Blue Book, NADA, etc.). If your insurer can’t find co
While traveling throughout Washington, Oregon, Idaho and Montana for her job as Executive Director of Potlatch Fund, Dana Arviso sees the incredible diversity between Native American tribes in the Pacific Northwest. From native communities along the Washington coast to the inland Palouse tribe and Kalispel communities of mountainous Idaho and Montana, each retains its distinct cultural traditions. Despite these differences, what strikes Dana the most is how similar are the communities’ priorities. Intergenerational knowledge-sharing and creating more robust non-profit and business sectors are high priorities for nearly all the native tribes she visits. Helping them attain those goals is prec
July 2013 Non Profit Spotlight: North East Seattle Together (N.E.S.T) It’s just a little more than one year old, but this spirited non-profit is already improving the lives of its several dozen members and many dedicated volunteers. Based on a national model, N.E.S.T. (North East Seattle Together) helps older residents remain in their homes by providing them with services such as yard work, pet care, running errands and home maintenance. As Executive Director Judy Kinney explains, “We fill in gaps.” Many older residents want to continue to live in their own homes as long as possible, but need help with both simple tasks, such as changing a light bulb and mowing the lawn, as well as help navi